Stolen Identity?

Question:

Stolen Identity?

I was searching Zabasearch.com and found my name at an address that I never lived at.. The reason I was searching is because I was trying to find out who is using my daughters Social security number..Anyone have any advice about what to do?

Best Answer - Chosen by Asker: Even if you think you have a completely unique name, maybe that person really does have the same name. My maiden name was quite unusual...as is my first name. Yet strangely I went to a conference in Chicago several years ago and there was a woman with exactly my same name who was from Florida. She married a very distant cousin so her unique first name matched up with my maiden name and there we were. But having your name doesn't mean anyone has stolen your identity. Start by finding out if she really is using your identity...and the way to do that is to pull a full Equifax report on yourself, including use of your SSN for credit and employment. If there's nothing amiss, you may be fine.

Next, you go to the Social Security Administration office nearest you and fill out a request for an audit of your SS earnings. It's a quick and easy form. If she's using your SSN for a job, then you have a case. Get the identity theft booklet from SSA and follow the directions closely...especially before the IRS catches up to you for her back taxes.

Right now, you would be nuts to cancel your own good accounts because someone else MIGHT have your identity. Even IF she took your name, she probably doesn't have your checking account number, your credit card number or anything else that you established legitimately. If she had that info, you would have seen the loss of money and erroneous charges.

Zabasearch isn't using new information. It takes 6 months at the least for that information to end up on Zaba because it's coming from public records. Pull the full Zaba report and see how long that person has been using that name. Only if you find things out of place should you go the route of contacting credit bureaus. The police comes first...and only when you find she has done something with your identity. Remember this much, she could no better just pick up a name without any documentation than you could. She might just be legitimate.